On the other hand, rental income properties can provide steady, long-term income streams with room for appreciation.In your shoes, I'd start by evaluating my goals as an investor.

pid=2072Houston Real Estate Highlights in April, 2024:-Single-family home sales rose 9.2 percent year-over-year;-Days on Market (DOM) for single-family homes went from 56 to 49 days;-Total property sales rose 8.7 percent with 9,611 units sold;-Total dollar volume was up 13.8 percent to $4 billion;-The single-family median price rose 3.0 percent to $340,000;-The single-family average price rose 4.6 percent to $437,198; -Single-family home months of inventory registered a 3.7-months supply, up from 2.6 months a year earlier;-Townhome/condominium sales continued to decline, falling 1.3 percent, with the median price down 1.8 percent to $230,000 and the average price down 0.5 percent to $278,048.

Effectively buying at 100% CLT with a 1st position portfolio or DSCR loan combined with a seller 2nd that the lender wouldn't otherwise approve....It sounds like this is a recipe for getting sued at best, and arrested if it rose to a sufficiently large scale where charges were brought against someone.

What would you do in my shoes.

My company has worked with many investors in your shoes ready to get out of active management and unlock their trapped equity.

Both parties on deed as tenants in common.Putting myself in the money-partner's shoes, even with the expectation of long-term property appreciation, I would want some immediate return on my cash invested.

Insurance rose significantly.  

Think about it and put yourself in the shoes of the investor. 

Put yourself in the shoes of everyone involved.

You have to put yourself in their shoes and try as much as possible to use logic, refer to the lease, but also be understanding where it makes sense.