It's worth considering if rates have dropped significantly or if you're looking to pull equity for another investment.Happy to chat more about your situation!  

Happy to connect if you ever want to chat!  

@Shaun Ng i own a title company in MI - and i am sure we could help you if you were here however, if VA is an attorney state then you can get help from a title attorney otherwise chat with a title company. 

I’m in the private lending space, so if you ever want to chat about financing options or need a second opinion on a deal, I’m happy to connect.

Also, I don't know if it would be worth it from a liability perspective either, but would advise to chat with an insurance pro/legal pro.When purchasing a primary residence, conventional loan guidelines will require you to take down the property in your personal name.When it comes to taxes, you'll likely be able to take the standard deduction AND itemize Interest, Taxes, Insurance, Depreciation, and expenses prorated based off the rented portion of the property when reporting the 1040 along with W2 income.

I'd chat with your CPA to see what their opinion is.Hope this helps!

Would love to have a chat and learn more about it.

Happy to chat more about this.

Thank you again for welcoming me and I hope to chat with you all soon!

Reach out if you would like to chat more :)