Naor,There are many financing options in the private sector that may be worth exploring.

Office, multifamily and industrial vacancies have increased compared to the same time a year ago, and multifamily rental rates have increased.The retail sector remained the strongest with the lowest reported vacancy rates year over year.

The other one lives with her partner who works in homeservices sector.

So in my day job all employees are taking the hit even though my job isn't in that sector.

What I am seeing more and more are agents who work either buy side or sell side, or landlord rep or tenant rep....and then specialize into a particular sector....restaurants, bars, hotels, self storage, car washes, small apts, large apartments, office, medical office, warehouse, industrial, land development,  or whatever it is that you have interest and expertise in.There are probably 5 basic commercial courses for education you should take....so if you haven't done that, you should.Pros...potentially more money and bigger deals.Cons...things can be tough right now...for example apt sales probably down 80% or maybe more YOY.   

Close to hospital, or fun area so they can have leisure after work.

If rents fail to pace with the cost of living, your financial independence will be short-lived.Persistent: Your rental income must last a long time, ensuring that you do not outlive your income.The conditions necessary for rent to outpace inflation and last a long time:Cities with metro populations of over one million are usually less dependent on a single market sector or major employer compared to those with smaller populations.

Dallas has also tied their economy very strongly to the financial sector of the economy.

I am with Boise Turnkey, we are a group of realtors who are also active investors in most sectors (LTR, STR, MTR, Flips, Commerical, Property Management, etc.). 

The PropTech sector is booming, with innovations like virtual tours, augmented reality, and blockchain changing the way we buy, sell, and manage properties.