Def looking for areas in SoCal with some buyer buzz and your info was quite useful.

.- Up-and-coming neighborhoods: I have heard a lot of buzz about some up-and-coming neighborhoods on the north and west sides (e.g.

I am a licensed Realtor and active investor, if there is anything I could help with do not hesitate to give me a buzz. 

I can now sit down and go through them instead of getting buzzed ever few minutes.

Second, a cautionary tale: I have owned a 29 unit apartment complex for 9 years, always paying the mortgage faithfully and at a high interest rate (what were current rates at the time) that the lender should be quite happy with nowadays. 

So Here is my situation I got 7 units Between 2 buildings the 1st I bought last year was a 4 unit and was 50% occupied When I bought it I fixed it up and With the assistance of A property management company that I was using we were able to fill the vacancies really quickly every time somebody moved out of that 1st Building We were able to find someone really quickly  I bought my 2nd building which was a 3 unit A year later and this time using the same property management as the  the 1st Building  the 2nd Building Is in a better area of townWhere rents a higher and prices are Rising I closed on the 2nd building at the the end of April I had to do some Repairs and started to show the 1st apartment in June for rent we've had multiple showings and multiple applications and none of the Applicants seem to qualify as far as passing the screening I've lowered the Rent in hope of causing a buzz and be able to get more applicants to hopefully find the right One As  of now I still have 3 vacant units in this building I feel like I'm at a crossroads because I don't wanna flip this building I wanna keep it and at the same time I have a really good relationship with the owner of the PM Company as a new investor hes helped me tremendously but as of August if it's not rented I will have 90 days Vacancy For this entire building I've consider looking at other Pm's but I don't want to jump the gun Any advice on how I should tackle this issue

Is it ideal to go with the same lender with whom I have a mortgage already, and try to get another mortgage; or would it be best to go with whomever offers the best rate nowadays?

The folks that could make money nowadays are only those that have repair crews to rehab properties or the bank that supplies the debt.

For Example, nowadays with the COVID-19 Many Syndicates stopped distributions.2.

So to answer your question, with not ocean front, and a minimum of CoC of 20%, I would offer 125k with all those repairs and nowadays for contractors and rehab time costs, and uncertain times with ocean front competition, this is a NO deal for me.