I could present the promissory note to the lender and somehow negotiate a lower interest rate and keep the spread.I'm a novice real estate investor (only a few properties and 26 years old), and have no experience in private money lending so excuse the questions if they are not practical.

I use Excel a lot for work and I thought I was at the least a novice.

I’m looking for some instructions on whole selling information, I’m a novice and I’m attempting to find out how to do the contracting for the house; such as assignment contract and my contract.The bidding of the property, the settlement company, the earnest money deposit; if anyone can help me with this information I would be very appreciative.

Hello all My Name is Robert Taylor and I am a complete novice when it comes to Real Estate.

But in reality, I am a novice looking for my first deal with no money or credit.

I probably should've mentioned that I do lead generation full time in the software industry so I'm not a complete novice when it comes to cold outreach.

Any like-minded people out there willing to share some advice for a novice like me to get started??

As a novice investor, I am contemplating my next strategic moves in the realm of investment.

I know there will always be deals, and the successful people will keep at it, but do I want to come in as a complete novice and try to compete against these guys and learn how to market in a situation like that?

I've been using realtors to see homes on the MLS, but i've heard people saying that:MLS listings aren't good deals, or there's too much competitionSheriff's sales are bad for the novice buyerPocket Sales/Exclusive sales are hard to findLocal connections...I've been to a local RE meeting, and all the wholesalers seemed like sharks, and you need to buy cash.I have enough money for a down payment, and IMMACULATE credit.