To increase your chances of always having a reliable tenant, work with your investment team to select a tenant segment with a high concentration of reliable tenants.

And, you will need multiple reliable tenants over the years you own the property.The best way to always have a reliable tenant occupy your property is to purchase a property that attracts people from a tenant segment with a high concentration of reliable tenants.

Or they concentrate focus have goals? 

You can refinance out of an FHA loan even up to 95% if there is a "tangible benefit" meaning lower rate, lower payment.The great thing about FHA and why its a better choice is if you can concentrate on a 2-4 Unit like a Duplex or tri-plex you can get into a Multifamily for only 3.5% down.

Is it a myth or a fact that higher concentration of Asian demographics allow real estate prices to appreciate faster ultimately leading into a bubble?

However, downsides include regulatory restrictions on bank lending, many institutions that restrict concentration and geographies, and other headaches and issues that arise when dealing with a slower-moving bank.DSCR loans are the option that has completely changed the BRRRR lending landscape in the last few years.

I identified a narrow tenant segment that had a high concentration of what I call "good tenants."

I'm going to assume that the $70,000 renovation costs include your either doing a lot of the work or closely supervising the team you have, which you have not worked with before.You should definitely scrub walls with TSP dissolved in recommended concentrate.

But we quickly became cash only buyers, concentrating on a niche in arms length contract-for-deeds, lease-to-owns & holding seller financing etc.Life is good but I do miss HOME !!! 

And you need to free up some monthly cash flow so concentrate on paying off the student loans.