If you get this from just any source, make sure that the printed document conforms to the recorder of deeds restrictions (they have mimimum requirements for margins, borders and other document features); a title company should be aware of those recorder's rules for the document features.

Realistically you should be around 5% for a conforming owner occupied mortgage.

They spend 18 years trying to get you to conform.

Supposedly since the loans are not sold on the secondary market, the lender is free to be much more flexible than a bank or conforming lender as long as they stay within the law. 

She said that she is going to try and find some non-conforming loans that might loan to my business name and me.

The vast majority of loans are conforming loans such as FNMA,VA,FHA and USDA which do not have any restrictions against renting. 

experiences they've had with non-conformed conversions...

In order to conform with the Dodd-Frank/SAFE act I need a licensed person to originate the loan - I cannot do it myself. 

So your not would be the same, and the loan could conform to the appraisal for the lender.

Bank appraisers will consider this property non-conforming and it will be tough for them to come up with comps.