Cleveland or Ohio Investor Friendly Lenders

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I am looking to purchase another duplex that will be owner occupied. The current duplex I own and live in is having the downstairs renovated. Typically lenders like to see an active lease in place before counting the unit's rent as income. The lender I've used before (Firefighters community credit union) let's us take a certain percentage of the rental value when determining income for buying power, but they are not being responsive right now. Please let me know if you have or know of any lenders in the area that do the same. I have enough to put 15-20% down.

Thanks!