My partner and I found this deal through an agent that gave us a list of all the 4b2b properties in the area and we sent direct mail to every household.

If you own 25%+ of the business paying your w2, youre still self-employed.There are bank statement/1099 loan program as well, which is what you have been offered.

. - Minimum work history: 1 year (please provide references and pay stubs for the past 3 months; if self-employed we can discuss alternatives to paystubs)

It's more geared to self-managing landlords with smaller portfolios.Re:vehicle information.

Self managing isn't for everyone.

I currently self manage so I don't have systems/team.

It's very simple:1.Find a real estate attorney that does title work. 2.Talk directly to the seller and agree on a price. 3.

I’d appreciate your perspectives.Here are the details about our current home:3/2 Class A property in a middle-America town with historically ~1% annual appreciation.Purchased in 2020 for $200,000 at a 3% 30-year fixed rate.Remaining mortgage: $150,000.Estimated value: $270,000 (based on recent sales).After selling costs: Likely $100,000 in net proceeds.Rental potential: $2,000–$2,300/month.PITI: $1,200/month ($700 mortgage + ~$500 insurance/taxes).Maintenance/CapEx/Vacancy (20%): ~$400/month.If kept as a rental:Net cash flow (self-managed): ~$500/month or ~$300/month with property management.Low appreciation potential but ~$400/month in principal paydown.Considerations:What’s the additional overhead of managing a second rental property remotely (3 hours away)?

To pay my contractors and employees I collect their bank information and can send an ACH directly to their bank account. 

So I thought about directly approaching human resources of the largest employers directly in the area, hospital in particular.