@Nicholas OlsonIt sounds like what you're proposing is mortgage fraud. 

I read under the new law that "Any person with a right to redeem the property may do so at any time prior to the entry of final judgment in the proposed action, either by payment to the tax collecting official as provided by law before an action is commenced, or by filing a timely answer or motion in the court after an action has been commenced." 4.

Based on the proposed amortization, so the 25-30 years.

Please feel free to propose others.

However, we haven't provided any hard numbers or a formal proposal yet.

When I reach out to your reference Im sure she will give me the low down on how it will have to be proposed.

When proposing a deal to potential investors, how many investors is ideal to say fund a $500,000 duplex intended for buy and hold? 

You are going to lose residents, no matter what, especially with the rent raises you are proposing. 

The 80/20 split you're proposing, shifting to 70/30 and 60/40 as IRR hurdles of 14% and 15.5% are met, aligns well with common practices.

And I am proposing this as a question to you not as a solution.