On another note, just because your offer isn't close, as you said in your narrative, doesn't mean you're wrong with your offer price.

If you need a new job once you move, you will need an offer letter prior to closing on your new home (and you will need 6 months reserves in order to be able to use the offer letter as income). 

@Lionel Quiambao I find that the most basic speed offering works fine in my units.

Some will offer a HELOC even if they originated your first mortgage. thank you for taking the time to respond, I will look with some credit unions That's a good call.

A HELOC offers flexibility, as you only pay interest on what you use, but rates tend to be variable.

You’re probably thinking you have to offer asking price – not true!

I am glad to have access to the resources I found here.Last snippet is I originally became interested in the AirBnb market internationally.

You have a lot of resources at BP and in this feed. 

If there is anything I can offer, please feel free to reach out.

Otherwise, leave it to the professionals who have the experience, systems, and resources to do it right.