I have a three family building, all units are identical and stacked on top of each other.  

It does not matter if you pay a point or two more or your interest rate is a little higher, you will have the confidence that you are not getting your identity stolen.

I spoke to my dad about locating money lenders and he told me I'm wasting my time because no one will give me any money if I don't have an income.Secondly, the people close to me are telling me that most of the money lenders are probably scammers, trying to take my identity, so I cannot trust anyone, And thirdly, my dad is telling me that because I am 18, I am at no legal age to sign any formal contract for any loans..

Just did a drive through DP the other day and the first street, I swear the first 25 houses were identical.  

People I've spoken to have suggested it sounds like a scam, because the company just wants my details, then apparently they are going to create a fake identity in my name, and put me in debt..

Of course, being near Nashville is great for people who love a city with a unique identity, innovation and entrepreneurship, culture, music, food, art, nature, etc, etc.It's more challenging to find good deals in the city now, as it has been a really hot market, but there are still deals to be found a little farther out.Congrats on taking bold steps to improve your life!

ARV, and size of the complex... are there many other identical (or close in size and floor plan) units for sale?

I'm closing on property #7 in the Houston area and for the last 2, have used an identical approach.  

I'm in the process of repairing my credit after a bout of identity theft.

Hard to believe, but these two properties are identical in size and are probably only 6 blocks away from each other, so market value on them can change pretty drastically within a few blocks.