Just another example of investors wasting money, time and energy on anything and everything other than the underlying real estate.

A home was on it prior but burned down last year and it’s in the middle of a residential community.

Metropolitan areas such as Austin, Dallas, and Houston have become major hubs for technology, finance, and energy sectors, attracting both jobseekers and investors from across the country.While Texas still experiences some seasonal variations, they’re typically less dramatic than in northern states.

Nope.. developers by and large are not going to cash you out and take the entitlement risk for such a small discount.. maybe 500k discount they would but not 100k.. not going to happen unless you find a developer that is not very bright and has money burning a hole in their pocket.

RU literally own western Europe's energy, literally. 

And I am sure you know, but just in case I will explain why you cannot get a loan without insurance. if the house was to burn down and there was no insurance the lender would have no way to get paid back.

(optional)Kitchen Remodel (2020): Updated countertops, cabinets, and installed new stainless steel appliances.Bathroom Renovation (2019): Added new tiles, modern fixtures, and a glass shower enclosure in the master bathroom.Finished Basement (2018): Added 600 sq. ft. of finished space, including a family room and home office.New Roof (2021): Replaced the entire roof with new shingles and added improved insulation.Landscaping (2022): Redesigned front and backyard with new plants, sod, and an outdoor seating area.Energy-Efficient Windows (2020): Installed energy-saving windows throughout the home.

This includes incentives for green building practices, renewable energy adoption, and water conservation measures.

It's got the Midwestern friendliness but with more energy and diversity than you might expect.

I've seen complaints from other STR owners with photos of laminate counters with burn rings from hot pots, which won't happen with granite.