Start small, ensure your numbers (purchase + rehab + holding + selling costs) leave room for profit, and build a reliable team (contractor, agent, lender).For financing, work with lenders who specialize in fix-and-flips. 

I've been at this a while and have over 70% equity in my combined portfolio, and I'm over 50 years of age, so I don't look at creative financing options. 

What to do with the equity in this property will depend on what your personal finance plan says about your asset allocation. 

Now we are mostly scaling our business with larger communities but I've used many different creative finance strategies including seller finance, private lending, hard-money, collateral from other properties, and lease-options. 

I’ve talked to a number of investors and they can’t get 10% down on owner finance transactions were the deed transfers at closing.I operate in 4 or 5 markets.

USDA offers 100% financing if you can find a property that qualifies for USDA.

Any insights on financing, managing renovations, or rental demand in Detroit would be greatly appreciated! 

I have spoken to lenders about traditional financing and also DSCR loans.

Also, make sure to keep your eye out for seller financing opportunities. 

Investors with sub-4% rates have a big advantage, while new investors need to adapt—whether through creative financing, value-add strategies, or finding better deals.