Christan or non religious alike you can not be a bad steward of your money.I won't bore you with the numerous times I have counted on renters or buyers and even sellers to treat me with the same respect they demand but because I'm a cold hearted investor some how it's OK to lie renegociate disregard contracts not keep time lines you name it I have delt with it.  

If government and financial leaders fail to remember the consequences we should all be concerned.

Simply Google or Youtube about it, there are lots of articles on Aguadilla becoming the new Aerospace leader given that in Aguadilla there's the Base Ramey wich has the biggest Airport in the Caribbean.

@Russell BrazilOne of our team members is actually the team leader at a KW office here in Marina Del Ray and has a broker's license.

However, I would suggest that you ask the team leader to sit in on a training module. 

Banks will gradually relax...and it becomes follow the leader as it always have.  

I know your landlord or house leader set up the arrangement.

However, I have the confidence in myself and have been successful in all my endeavors, so I may just have jump in(with the correct knowledge and preparation) and be my own leader, with the help of the BP community of course ! 

One of my local group leaders spins that slightly differently.

So while there isn't anything "wrong" with gym membership, tithing, PG&E, and dental insurance being on there, I'd just be going through and deleting those items early in the process.If curious, I believe the thinking is that while someone in general isn't going to be worse off for paying off a credit card to qualify, we can't have people cancelling or downgrading their health insurance to qualify, or failing to uphold their religious obligations.