"Co-op" style home w/ curtain rooms to affect FHA loan?

[Hae-Yuan Chang]

Hello!

I'm looking to buy the current home that I live in. It's a cooperative (made by the current owner ) which means it's technically a 3 bedroom turned into a 6 person living situation, with the huge master bedroom being partitioned into 3 curtain rooms. I'm not sure the legalities of such a situation, but it's been established like that for 3 years and I would love to keep it that way. However, I'm not sure how that'll affect the loan process or appraisal. Will loan officers inquire about other tenants and the number of tenants? And will appraisers take that into account, or will they not care? Thank you so much! Hope you are all having a productive, great day.