If you have had any experience with servicing companies, you know that most are so poorly managed that they don't know which way is up I would wager that a survey of 100 servicing company employees would reveal that 98 of them wouldn't know the meaning of a "due on sale" clause.But, but . . . isn't It is unethical or fraud?

We have a foundation specialist coming out and will do geological survey if there is any question it needs assessment.

Depending on your state, you can sometimes skip things that may not be avoidable on a refi vs. front-end loan (surveys, for example). 

If it's a lot of land, you may want an ended title which includes an ALTA survey and inspection by a surveyor.2) Books/Records (30 days) - Get the REAL rent roll and recent income & expense.  

I recently wrote an article ranking the best MSAs to invest in using job growth numbers provided by the Bureau of Labor Statistics, and rent/income/price growth data provided by the US Census (ACS 1-Year Survey).

So if controlling the infill lot means to wholesale it, is it unfeasible to place an infill lot under contract with the purpose of finding a buyer who wants to build new, and use their funds to complete the project including initial surveys, prepping the site for build etc, considering I would have to find a potential buyer?  

Published Wednesday January 18, 2023 by CNBC, Diana Olick : "Mortgage demand jumps nearly 28% in one week, as interest rates drop to lowest point in months""Consumers returned from the holiday season to find mortgage rates at their lowest point since September, and they are responding in dramatic fashion.Mortgage application volume jumped nearly 28% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index.The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($726,200 or less) decreased to 6.23% from 6.42%, with points falling to 0.67 from 0.73 (including the origination fee) for loans with a 20% down payment.Rates hit a recent high of around 7.2% at the end of October on the MBA’s survey but ended the year at 6.58%.

I was wondering if any research/survey companies are tracking this kind of thing this other day.

American community survey (which is run by the census)

@Roy Gottesdiener We did a survey of members recently: