Calvin,Did you check with your carrier on this loss. 

That said, most major carriers offer them at very good prices, however you must have specific underlying limits on your auto / home / rentals / toys / home based businesses / & certain professional designations i.e.

@Fahim Siddiqui you need to check with your insurance carrier as most will not insure vacant homes. 

Some carriers also bundle flood insurance into a main policy which can be a lot cheaper than getting it separately. 

You need to notify the Insurance agent or carrier. 

Separately, an error or omission in the report is a liability matter that would need to be submitted to his insurance carrier Lloyd's of London, for a coverage determination. 

if your answer is no, you should have no problem getting a landlord fire policy through your current homeowners insurance carrier and then your existing liability coverage will extend and you can add an umbrella for extra coverage on all the properties' exposures.  

There aren't a ton of carriers that have jumped on board in writing STR.Not 100% sure the carriers in your specific state, but I know that Proper will write in all 50 states. 

If you have a claim on older materials to be repaired or replaced, the depreciation can be up to 75% for most carriers.

What you need is a policy from a surplus lines insurance carrier for a vacant property that needs rehab.