Like John said 4 units or less can be on a personal policy and insurance agents who don't know much/anything about the investing space are seem hard pressed to make suggestions outside their available knowledge.This is where having an insurance broker who specializes  in working with investors is crucial -- they will be able to tell you what other investors are doing and additional recommendations for coverage/policy packaging.

Even when the appraisal came back low (this is the only renovated duplex in this neighborhood; all the rest are quite shabby; so comps sucked), we pressed on and bought the place using seller financing.

@Tyler Brown, you will be hard pressed to find a duplex in Philadelphia at your price point of 40k-55k that only needs cosmetic repairs and will rent for $500-$700k per unit.While you may find a number of duplexes online at your price point they are neighborhoods well outside of the Center City District. 

Took the family to Sonic last night (Saturday) and pulled into one of the stables pressed the red button and waited. 

In this case, he may be hard-pressed to win that fight if she actually followed through with a complaint.

I can go closer to home for that.I have mentioned in many replies to posts in the BP forums that the security risks for foreigners in Mexico (in areas where tourists go) are way overblown by a way too sensationalistic press looking for bad news to sell.

I did speak with a district attorney who gave me some info on what she would need to press charges after the fact but that obviously doesn't move anything along any quicker for me.

You might be hard pressed to find the same ROI deals in this area, and it may be beneficial to settle for 7-9% ROI because I believe the capital appreciation play is really good in these areas.

That being said however, it's hard pressed to say that you can't build a relationship with tellers, bankers, and managers of these big banks.

I know the grass has very little thickness when pressed between two masses of dirt, but they don't seal very well.What you might notice years later is cracks in your building or pavement and wonder why.