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Updated almost 5 years ago,
Commercial property insurance
We currently have our property insurance combined with our personal insurance. It is insured as rental property, and is also covered under an additional umbrella policy. Recently I talked to another insurance agent who is telling me we should really have the rental properties under a "commercial insurance plan". Currently we have four properties which includes: two single family, and one attached townhouse, We were looking into a second duplex. At first glance the commercial policy seemed to save money, and increase cash flow, but as I look closer I have concerns. DO any of you have a commercial property for your rentals and if so are you happy. Please Help!!! Thanks