This list would contain the zip code and corresponding name of the municipality, and a breakdown of the number of SFRs.

But even if you only wanted to pay your mortgage off faster and not invest, it works as long as you are disciplined, don't increase your expenses w/o at least a corresponding increase in income and basically use the HELOC as your checking account.

@Priyanka Shah Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

I am assuming this is required for tax/correspondence reasons. - live in KY Thanks!

@Tim PhillipsRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

@Tanner Sortillo Recommend they first figure out the property Class they want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

To begin, I had some money available, but not a huge amount, therefore, the house in question was a lower value home in an area of the city, that although itself was decent, was near the drop off point of where homes go from being majority owner occupied to majority rentals with a corresponding loss in quality.

These can be as small as hairline diagonal cracks within 1 to .5 feet of a corner and usually have a corresponding crack on the other side, or as big as a whole chunk of your slab falling off.

Sorry, but real estate must be your profession.If you are brokering to others, an affiliate, or a correspondent, then none of this matters.

----------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?