Often the HOA Master Policy covers some or all; you/your insurance pays the HOA deductible; the lower unit pays for any upgrades they installed.Water damage that presumably occurred over some period of time could very well initiate mold growth if it was not promptly and properly dried out.

There is a ton of info right here.Hey Michael, thanks for the prompt reply.

Those that are, promptly resell them getting them off their long-term books.  

They were prompt and clean.  

Which is what prompted me to ask for your thoughts.But I'll take the contractors' with a grain of salt over my personal observation.

Hi Nehemias,Up until a few hours ago I was all excited about partials, as my perception of them was shaped by the wow factor, that this is a great method of investing in notes for those like you & me who have little capital.However after reading this excellent thought provoking & pre-warning article by veteran note investor Lorelei Stevens, has prompted to have a  very serious rethink.If anyone reading this has addressed all the issues in the above article?

The provider has been super attentive and has responded promptly to my concerns.

Thank you for the prompt feedback!

@Branden Gabel Many of my clients are investing from out-of-state like yourself and require much promptness as well as reliability on my end to close on deals.

This is prompting me to refi all my sub2 deals as soon as possible.