If they think they found something, it is guilty until proven innocent. 

If you don't pay, the Landlord has to file with the court, you're served a summons to appear in court, then you have a chance to show up in court and plead your case. 

He proposed doing a cost seg my first purchases to reduce about 15% of the purchase but as ive progressed , ive noticed hes more conservative which theres nothing wrong with but i feel that when i tell him my goal is to pay 0 or little taxes , I feel guilty or morally wrong .

Or am guilty or liable simply based on the fact that I did not use the proper notice during the eviction moratorium? 

If that is market value and what others do, then don't feel guilty. 

I think if you are still under or at market price, you should not feel guilty about it. 

I feel a bit guilty if I accept d even though I’ve been communicating w c a bit already.

Especially several notes about not getting bogged down in over analyzing which I'm very guilty of.

You will not be able to plead ignorance of the statutes or that, "so & so" told me it was okay to do it this way.You can choose to do it whatever way you like and hope you won't get caught. 

Otherwise, you'll be stuck making objections so you don't feel guilty sitting on the sidelines.