Switching software can be painful.

Our lead was big but the gap is rapidly closing, our lead disappearing. 

If a lender isn’t responsive during the initial stages, I’ve learned that’s a strong indicator that it’ll be a painful process all the way to closing.

She's going to be a pain in your *** if you go under contract for her.

So I guess we just stay in our own Lanes :)  AS it comes to owning rental property we for sure dont see eye to eye on that and we could never work hand in hand with rentals.. we tried one STR and sold it within 60 days Pain in the butt those are..

Cash-out refinance: this is a little painful with current interest rates3.

@Kevin SobiloDepreciation is not something separate that "disappears." 

Any pain points in investing there? 

Most of these prefab companies either don’t have a contractor to recommend in my area or will tell me about all the projects they do in CA then disappear when I ask them to get me in touch for a build quote.

As well as the additional pains of managing a portfolio yourself (which I am assuming you are).