Texas got so pissed off a number of years ago at LO'ers they even legislated tough lease-option regs because of what investors did to LO / CFD investors did to tenants.Run a clean, ethical business. 

Most conventional loans take 30-45 days, because of bureaucracy and legislated steps, see if they can move faster if you submit your docs ahead of time and just give them your current pay stubs when you are ready. 

Ian they passed short term rentals and most of the legislation goes into affect later this year or early next year in columbus , we are short term rental operators. 

Legislation is working it way through the system to prevent landlords from outright refusing to accept Section 8. 

I know they are trying to update the law with the choice act because the Dodd-Frank has had unintended consequences that for some reason the Consumer Finance Protection Bureau wont rectify...Former Congressman Barney Frank, who co-sponsored the legislation, said he was “regretful to realize” its negative impact not long after Dodd-Frank became the law of the land.In a 2011 letter to a constituent, Frank wrote:“I do not think it is necessary to include manufactured housing as part of our effort to prevent abusive mortgage practices, and I am now working with my staff to see if we can find a way to make a change that would deal with the problem you correctly point out… “

Any suggestions if I can get around this legislation or attack it?

However, because of the current legislation and the distance from San Diego, we have second thoughts.

@Tevin Russell I'm in Canada so the DNC legislation is probably worded differently for you, although from everything I've heard they seem to be pretty much identical as far as intent.

There has been legislation to deal with this - Digital Signature Act of 1999, Esign of 2000, etc... 

And even when I have found answers that I'm somewhat confident in, I don't want to risk money based on whether or not I found the right website on Google or whether I interpreted the relevant Idaho legislation correctly.My understanding of the Idaho law I linked to is that there isn't a redemption period after the sale takes place.I'm quite new to this, so I don't have a title company that I use regularly, but that is definitely a valid point as I'm sure they have insight into the process and be able to help clarify it.