Plan to buy at 4 duplex and a single family(which includes a lot) this year.

Some neat shops and bars there, and a brand new fishing and entertainment pier is scheduled to open this year.Congrats on your STR in Savannah! 

I have just read a book about this, and a business owner spoke about his employees who would take "multiple taxi trips in one day" or "dine at the most expensive restaurants even when alone" its just something that will happen.

I love how you’ve integrated the lessons from The Fountainhead and Frank Lloyd Wright into your personal and professional journey, especially as you pursue both beautiful design and a growing real estate portfolio.Your ambition to scale up to $20M and beyond is exciting, and I’m sure with your drive, experience, and passion for architecture, you’re on the right path.

Usually there is one owner and a property manager.   

As more people placed more properties in STR inventory, and as more municipalities taxed and regulated the industry, the profitability of the overall industry has reverted to a much more aligned (lower) risk adjusted return.  

Quote from @Steven Diaz: Hello,Was going to start construction on a two story 3bd 3.5ba 1500sqft primary home and a 2bd 2.5ba 800sqft ADU.  

If we hadn’t been fraudulently lead to believe it was a cash deal, we would have not said it was a cash deal and I wouldn't be out $10,000 of EM and a realtor threatening to sue me for their lost commission.I have 25 years in this business and have never experienced the out in out lies this company has continuously regurgitated to us, knowing all along the deal wasn’t going to go thru. 

Nope......i heard of it on a podcast though.i actually have studied banking and economics for the last year and a half.

If you are competing with cash buyers and a great deal comes your way, it may be worth it to borrower at these higher rates.