I realize that earthquake policies are very expensive, but if you're an investor who has a portfolio of multiple homes in an earthquake zone, and none of them are covered for earthquakes, presumably a major earthquake could bankrupt you; no?   

I worked for WAMU as an executive in 2008 they were bankrupted by Chase essentially.

It might be a good time to evaluate 2 things. 1) What are the risks of your company going bankrupt (at which point your 401k disappears); or the stock market losing your money in a recession, depression or government default before you are 59 1/2, as opposed to taking a 10% penalty and having the money free and clear?

Find something that is undervalued, in a good neighborhood, and that won't bankrupt you when things don't go as planned, and take the leap.

Typically, rental rates don't turn around/decrease unless the city because a bankrupt-like city.

My obvious worry would be to purchase the commercial property with a long leaseback in place then they go bankrupt!

In HK, down payment is at least $10000 USD and even i had and bought it by using loan, its difficult to make a positive cash flow. i found myself really hard to start my path in HK though i am still a 20 years university student.Also, another concern of mine is that the real estate as i mentioned is too high, what if there had another financial tsunami and it would make me totally bankrupt?

Pre-foreclosure (especially pre divorce about to be bankrupt hoping to save somewhat of a credit rating just need to sell this thing) is where the real good deals pop up on occasion.

Some counties there the property taxes are enormous and can bankrupt and shutter businesses.

What happens when a condo HOA goes bankrupt