Each state has its own regulatory body, and businesses may need to file a notice or registration statement and pay filing fees to offer securities in those states.

I don't go to a mechanic to find out how to paint a car, sure they might have a general idea of the process but they don't know the ins and outs of running a body shop.

And without a STRONG regulatory body to actively police the manner in which all goes to protect consumers. 

You can't rely on "maybe" and loophopes (which may be fleeting) when it comes to stuff like this, if want there to be certainty, then I'm certain you should go get all the mortgages out of your system now. 

Hi, insurance companies have a different opinion on a roof than any body else, they see a little risk and they will tell you right away to fix or you will be drop.

Especially the physical damage done to my body, and the multiple pains that will never stop. 

This gives a record of their conduct and in the event of trouble, past police reports will be very useful.So, in the worst case, when they find your dead, lifeless body, the Police will at least have "a person of interest."

Let's see:6 AM: Wake up for my pre-dawn personal body massage7 AM: A quick swim in my Scrooge McDuck Money Room8 AM: Breakfast with Warren, Bill or Elon depending on my mood9-12 PM: Counting and arranging my fat stacks of cash12:30 PM: Lunch with whichever rich Sheik is in town2-5 PM: Inspecting the underground gold vaults6 PM: Board the Supersonic for dinner in Bali10 PM: Have 4 gymnasts carry me back to the crib11 PM: Lights out! 

Dude listen to me.If you have a crappy car with a 0.5HP engine, no matter how much you upgrade the body, add gold plates and a killer spoiler, it still has the power of half a horse.Driving for dollars is driving for dollars.

I have always used the analogy that neighborhoods are like bodies, depending on the standard of who you ask what a healthy strong person should look like will be determined by who you set as the standard for your "grade A".