Home Inspection Misses Roof Replacement

[Jonathan Chan]

I closed on a house in another market on 12/31/2020, for which I had a home inspection done. Standard stuff. However, my insurance company called me and informed me that the roof is in such bad shape that it needs to be replaced by March or they're going to drop coverage. I went back to the home inspection report and there was NO mention of this house needing a new roof. What recourse, if any, do I have? What did I do wrong here? Is the home inspection not enough? Should I have had other vendors come and do inspections as well?