This is all the data I have.Based on comparable properties in the area, an equivalent duplex in the subdivision sold this year for $90k, and an equivalent 8-plex nearby is for-sale asking $230k.

I'm south of Orlando so I'm not sure the markets are equivalent .

I never put money down, instead I have my HML cross collateralize the equity in another property I own (since I have many) OR I take the equivalent of the HML's down payment and put it in a separate account that they have access to in case of default.

@Robert ArquillaRobert,The best nuggets I have on this very broad question is as follows - maintain strong cash or cash equivalent reserves.  

Repayment, as of right now is $300/month for 10 years but I will most likely pay it off quicker.My rent is roughly $700/month including utilities, wifi, etc.I currently have about 15k in liquid assets/cash equivalents and then about 8k in less liquid assets (Mutual funds/Crypto). 

;-)You are purchasing a cash flow based upon the current performance of the business, not what the business could be if it rained gumdrops and lollipops.When underwriting a multiunit we request a minimum of 2-3 years financials (preferably from the Vendors accountant).If you plan to occupy one of the units, you would still evaluate the building as if that unit were producing rent - depending on how you own the building, you will either pay rent or receive the equivalent value as a personal allowance.  

I'm trying to find the equivalent in a cheaper market.

These are Québec's equivalent to probate records.

Instead of putting down 25% I am having the lender cross-collateralize for an equivalent amount on another property that I own free and clear.The terms are 5.25%, 5 year balloon, amortized over 25 years, 1 point Do these seem like good terms in the current environment?

The niche I'm thinking about is the desperate newcomer to Denver.My idea is to have an open house, then have the equivalent of a silent auction for it.Hand a slip of paper with a link to your online application.