What do you think of these terms?

[Ed Poltonowicz]

I am purchasing an 8 unit residential building for $725,000. Instead of putting down 25% I am having the lender cross-collateralize for an equivalent amount on another property that I own free and clear.

The terms are 5.25%, 5 year balloon, amortized over 25 years, 1 point

Do these seem like good terms in the current environment?