I can’t tell you how many times people say they’re looking for an 80-percent loan with 20 percent down and fail to include an executive summary or “Usage of Proceeds.”

We keep the water in our name as to monitor the usage and not to get stuck at the end of the lease with a $500 surprise.

Systematically, this would significantly lower mortgage payments, increasing household cash flow, thus directly stimulating the economy through more consumer buying power.Increasing real buying power as opposed to the borrowing power that some economic strategist call “tackling the credit freezeâ€, is a better long-term approach to maintaining a productive economy.After acknowledging that the major investment banks who masked these mortgage-backed securities for so many years have either failed or converted to more regulated entities, the inappropriately inflated investor confidence is the only other major intangible deficiency plaguing the current financial crisis.

When stuff is free, people will figure out a way to abuse it.What about your common area electrical usage?

That is due to the water usage being common sence to belong to tenant if agreed to pay water.

I know another who still buys propane, but uses electric space heaters to reduce their propane usage.

The credit algorithm is not disclosed by credit agencies but has general guidelines.Over 75% usage of available balance will hurt your score.50% usage is not a negative or positive but a neutral in the scoring system.

The other two tenants feel offended by it because they feel it is inappropriate.

I have a duplex  that my two tenants share the utilities charges.  One tenant with the larger unit pays 2/3 of electric, gas and water.  The other tenant pays the 1/3,  During the summer, the electric bill was almost ...

They also charge just for usage instead of all the "extras" you normally get.