The smallest of QIs locally might not have the expertise to handle any hiccups. 

Afaik, the only hiccup (so long as you have enough equity) would be that being so close to your first primary, any income from that one won't be included in your DTI]. 

Just open another checking account along side your personal checking. 

A couple hiccups here and there---- but things are progressing very nicely!

PERIODWith that being said, it is best to have this aspect of the offer already in hand so there is no last minute hiccups once you find a good deal.Are there agents that will not require you to have it up front?

If you don’t have patience you’ll never make it through an escrow process, deal with hiccups along the way, etc.

(This is not a binary question, only two points along a spectrum.)Achieving the 1% rule—or even the 2% rule— in the Triangle is possible, but you need to consider such factors as the age of the property, number of bedrooms, school districts, bus lines, thoroughfares…the usual suspects, alongside your objectives and tolerance for risk.

If the tech boom has a hiccup, most bets are off.  

Trying to save a few bucks can cost you big time   ---  I  did close on the deal and it worked out despite the big hiccup Account Closed

If it was a good enough deal for you to close on it in the first place, I would think it should still be a good enough deal for you to close even with a minor hiccup.