The deal doesn’t look lucrative enough to warrant such a rate from an hml to me

He has at least 2 or 3 nearly identical posts, bashing a company that is his direct competitor (even though he makes it very clear that they are not competitors 🙄), so that could warrant a post coming down.

Cohasset warrants Wolf and Sub Zero.But within Cohasset or Hingham, is there a sub-section that will pay for the highest-end finishes? 

I'm not an MFR guy (as there just isn't as solid a B/B+ market for those in Birmingham) but I'd still wonder why they both warrant 12.5%, unless this is based on historical figures from the current owner.

These associations are warrantable.

Because, as you might imagine, a tenant turnover will cost considerably more than $225, but as @Thomas S. mentioned, the actual insulation bill for an attic will be considerably more than $225.Go to www.homewyse.com (I love this website by the way), select "Installation", then, "insulate attic" and see that their rough estimate range is from $1.59 to $3.08 psf (labor and materials), but then it depends on whether they are insulation batts, or blown in type insulation.In any case, if the existing attic insulation is inadequate, then maybe this "upgrade" might be warranted, regardless of how long the tenant has been there. 

Would we not all supplement our good tenants rent by $200/month.If a landlord is operating a business in which costs rise annually why would they consider lowering their tenants rent when the market does not warrant it.

Your first mission is to protect the equity that you have (this is a secured loan, not just some credit cards so extra care is warranted), and your second mission is to find some kind of income to sustain you and your little one while this is going on. 

@Jack Thompson What you are running into is a non-warrantable condo.

Keep the duty to pay rent separate from repair issues.This is not a situation that warrants anything more than a quick response to repair the problem.