Oak strip with a thick layer of oil-based polyurethane stands up to heavy children's traffic, 100-pound dogs, hefty old crossdressers who love their stiletto heels and autoerotic asphyxiation off the closet rod, you name it.

2) What happens if interest rate spike and your lender caps your HELOC and auto-converts to fixed rate loan - resulting in a higher monthly payment?

Otherwise you could be looking at a spike in HOA dues or special assessments.I don't think condos are a bad investment, you just have to do more due diligence. 

They may not believe that your daughter has actually lived with you.We've seen a spike in rental application fraud, the biggest issue being residency fraud.Applicants are claiming they live with family/friends to hide their true landlord whom they haven't made payments to in months with eviction moratorium.

Louis Airbnb regulations" a bunch of the articles come up, but here is a link to one that I've read: https://news.stlpublicradio.org/post/taxes-spike-dozens-st-louis-airbnb-properties#stream/0

The spike in cases in Italy, Iran, and South Korea is worrisome.

I just really like the spike in monthly cash flow each time I pay a property off. 

Assuming everything will stay the way it is while prices slide is not a feasible assumption (US is currently in the longest Bull Market in its history and is head over heels the strongest economy in the world).

Your definitely going to see a spike in monthly payments if you refinance.

The way I sell it is their heat bill never spikes in the wintertime.