I own several duplexes there and they’ve been solid investments with no issues finding renters.

If you're looking for steady rental income, Cleveland could be a solid choice.

And I provide solid returns for my private lenders in the process.

Peter Lohmann’s newsletter is a solid source for staying on top of national trends; I’d recommend subscribing if you haven’t already.In Texas, I’ve noticed increased activity, especially in the Dallas-Fort Worth area.

If you have a solid plan for balancing loan payments and homeownership, it’s definitely doable!

Maybe you could help us then, is there any source or evidence besides his own word that he isn’t just using the $100 starter kit money we purchase to fund all these loans in a Ponzi scheme?

The committees have never said they'll require a specific form of evidence to show that you've rented the place for at least a couple of nights.

Here are a few strategies to consider for funding a down payment:Partnering: Like Gregory mentioned, finding a partner who can contribute to the down payment in exchange for equity or a profit share is a solid option.HELOC or Cash-Out Refi: If you have equity in your home or another property, a home equity line of credit (HELOC) or cash-out refinance can provide the funds you need.Private Money: Reach out to friends, family, or private investors who may be interested in lending you the down payment with a promissory note.Seller Second: In some cases, the seller might agree to finance a portion of the down payment as a second mortgage.Live Frugally and Save: It takes time, but reducing expenses and setting aside funds from your income is a tried-and-true method.The right approach depends on your situation and deal structure, but a mix of creativity and resourcefulness can go a long way.

(if the buyer wants a more solid commitment)Once a buyer has spent money they are somewhat vested in buying the property and that gives additional negotiating power to the seller.

When it comes to repairs, I recommend talking to contractors who can walk through the property for you and give you a solid estimate.