Are we (house owner) liable for any injuries to their patients?

Any of your tenants arrive with injuries?

Real estate involves learning the rules of the game, strategy, team building, winning, losing, over coming injuries, being yelled at by a coach, discipline, scoring that game winner, etc so there is plenty of connections one can make.

You might be held liable for any injuries to someone who gets shocked - even if they're trespassing and even if there are prominent signs. 

In the event of a fire caused by an illegal tenancy, injuries or death sustained by tenants in your building may result in criminal charges against you. 3.

My policy currently includes extended replacement cost coverage and building code upgrade coverage and also includes premise liability, workers comp, personal injury, and water backup and sum discharge or overflow.

It could be liability concerns, not only theft but injury on the job site by his people or sub contractors.

In the examples he used false arrest, libel, slander should be insured by adding "Personal Injury Liability" to the policy.  

Be sure to add "Personal Injury coverage" to protect against Liable, wrongful entry, etc.If you have not registered the house as a two family, be sure to let the agents know that so they can make sure it is not an issue at claim time.  

You want to make sure you have a solid foundation so you don't make irreversible mistakes, but you also don't want to fall into the paralysis by analysis trap.