Multifamily houshacking insurance

[Enat Nachshon]

Hello, dear community!

We just have completed our renovation and added a beautiful AADU on the first floor of our split-level house in Seattle, Washington.

Now we are in the process of refinancing and renting out the unit downstairs.

We are currently living in the unit upstairs.

My question is, which insurance type would be appropriate for our situation?

We would require renters insurance.

Now we have regular homeowners. I understand we should have some liability coverage. Also, what about the damages caused by the tenants?

Thank you for reading.

[Enat Nachshon]

Originally posted by @Sherief Elbassuoni:

@Enat Nachshon, let the insurance agent know that you are renting part of the house. Premium may be a little higher, but you will get a better coverage

Would definitely let the agent know that there is a rental. Thank you for the advice, Sheiref!