Multifamily houshacking insurance

[Enat Nachshon]

Hello, dear community!

We just have completed our renovation and added a beautiful AADU on the first floor of our split-level house in Seattle, Washington.

Now we are in the process of refinancing and renting out the unit downstairs.

We are currently living in the unit upstairs.

My question is, which insurance type would be appropriate for our situation?

We would require renters insurance.

Now we have regular homeowners. I understand we should have some liability coverage. Also, what about the damages caused by the tenants?

Thank you for reading.