Get tuned into some podcast and take a walk...you will be better educated, more creative in thought, and just a teensy bit healthier for it. 

I have embraced debt to grow, and it has worked, but now I am getting a little jittery as I have surpassed my ability to repay the debts from other income.  

There's still a lot of space to develop and re-develop, so I don't see the market "peaking" too soon... probably just increase at a slower (healthier) rate than past couple years

I told my mom the same thing when she said she wants to "be healthier" haha.I've thought about them, but only some specifically.

Note that not all lenders have embraced this change. 

"Lazy Agent", "only takes 15 minutes to write an offer", "all the agent does is write an offer, it's nothing special", "I only want my agent to write at least 2 offers per week (that are not going anywhere)"Melind, if you embrace these attitudes; you will have trouble finding a successful, professional agent that knows their way around investment property who is willing to work for you long term.  

I encourage you to embrace that, and I'll be looking out for properties for you. 

It would be healthier to only have to worry about school loans, savings and bills when I attain a higher paying job, better positioning me for success.

@Daniel TrangI would advocate that you embrace your creativity and use it to your advantage.

I don't know that I necessarily embrace the idea of a tenant doing any repairs, including painting.