What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

What would be considered the easiest program for small hard money lenders to use to track loans and history and sending out 1098 's?

intrest free credit cards and cash How did you add value to the deal?

Developers will not be able to get these bonus building permits without providing such TDR credits.  

Whether we agree with these items or not, the following are inflationary government policies: stimulus, student debt relief, tariffs, increased child tax credits, limited immigration, and big government deficit spending.

I have two banks that have done so as well as a credit card, and know of a couple of organizations that have as well.

THANKS Your local credit union might be your best bet.

A little history on my investment real estate journey if we can call it that….Back in 2005 my wife and I bought our very first home when we were 24/25, 3 Bed, 1 ½ bath 1500 sqft single family home for $167,000.

THe lender is a credit union and it is a conventional low rate loan.

Use gap funding (credit lines, partners) for the down payment.