changed a 5/2.5 into a 7/4 What was the outcome?

But in Smarter Contact, even though it's not required (if you're in the Elite or Enterprise Plans), they're strongly suggesting it and even have a report on "carrier block rate" percentage.

I've now used it twice.The program requires 10% down, must be a rental, no PMI, and has a very high standard of credit.Last I did it (Summer 2022), my rate landed in the low 5%.  

Agree w/ @Denver McClureTime change can be factored in for communication, but besides that it doesn't matter. 

Of course this all depends on YOU setting the base rate and all the knobs and triggers most appropriately.

Quote from @Brandon Bell: I've owned a property for four years with a standard fixed-rate mortgage, and now I'm looking to convert it into a rental.

I thought you guys were calling it climate change now?

It's mostly a joke.I think it did good - the influencer who opines regularly on cap rates, interest rates, the Fed, inflation, and is generally an economist, or even a bit of a philosopher, probably does alright! 

Also, tenant management was a very delicate process while changing from LTR to MTR/STR

Hey llina, as Jonathan stated below an LLC will not determine your interest rates.