The problem is service level because they're doing REO bulks - I'm not holding my breath on them.

The days of getting a loan by demonstrating your ability to breathe and fog up a mirror are gone.

I discovered this forum a couple of months back and breathed a sigh of relief.

Another option is to partner with an experienced investor or mentor until you are in a position to work deals on your own.Take a deep breath and one step at a time!

It really is a breath of fresh air to see someone willing to invest adequate time in real estate learning to determine what areas in which you're most interested.Since your local market isn't as friendly as you might like, you're learning what you can about areas that make sense from a profitability standpoint.An idea you touched on briefly is a sensible one -- areas near college campuses.

When the seller lets you know what price they would like to get for the property show a surprised look, or take a deep breath.

Betting on appreciation in this market...well, I'm not holding my breath.

(Deep breath)Yes, I'm sure there are numerous cases where people were put into bad loans.

I think Sarah Palin is a breath of fresh air and I am fully behind having a President who isn't a Washington Politician.

We have a constitutional right to keep and bear arms; to freedom of speech; etc and I'm not giving up my rights while I'm still breathing.