Lucie doesn't have any mutli-family homes however I do find homes with mother-in-law suites from time to time where you can have more than one tenant living in each unit. 

The presence of the dehumidiers is something, but -- and I'm no lawyer here -- I'd bet that's not enough to hang your hat on in a lawsuit.

I suspect they'll again deny coverage, this time as a matter arising after the Date of Policy but I think it's worth a try.The 4.1 endorsement doesn't help because again, right now it appears title is as insured as of the Date of Policy.As the coverage letter states, a title policy is not a guarantee of title, it's an insurance policy that reimburses the insured for a covered loss and in some cases provides a defense against allegations in a filed lawsuit. 

also just looked up this company, does show one of the larges hard money lenders but also alot of law suits in years (2010-2012)

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Plus you will be filing a lawsuit for the records of income, expenses if needed, so taxes can be filed without criminal errors. 

If that contract ends before your lawsuit ends (if it was even valid without an EMD.)

Currently, there are 3 lawsuits against Trump University from former students.  

Then there is fraud and you have a lawsuit target(s). 

The PM says this is potentially shaping up to be a lawsuit that my tenant is interested in.