I'm unaware of anybody doing that in my market, but I've heard they are out there in others.

Sometimes I question whether there is some real estate investor challenge I am unaware of where investors actively try to one up one another with new ways to toss their money down the drain. 

Maybe there's a workaround I'm unaware of?

So if they have listened to the wrong people, they could be unaware of the rising risks.- because historically help is provided for natural disaster events, Katrina, hurricane taking our Puerto Rico, pretty much every hurricane, Maui fire, various CA fires, tornados, earthquakes.  

Unseen, I take the helm at night,Assuming debts without the light.The creditor remains unaware,That obligations shift elsewhere.A stealthy move beneath the moon,What method makes the shadows swoon?"

You will have to give them proper notice AND I am unaware of any city or state that allows you to change the lock on a residential tenant.

Most investors I come across think note investing is restricted to INCOME, and are totally unaware that notes can be used for capital gains and wealth building.  

Many people say "I know for a fact none of my family has judgments" but family members regularly do not discuss their financial problems with other family members, may be unaware of legal issues and their standing, and there also could be fraud.You should also consider any prior spouses among the parties that ever lived at the property as a marital interest attachs regardless if they were on title unless resolved by express court decree (in which case former spouse should join the conveyance).An attorney is not required - though you will need a properly drafted deed, GITREP form, and affidavit of consideration to record.

If anything "Thanks for your application, we have decided to go with another applicant"The less you say, the better off you will be when it comes to all these protected classes, potential discriminations you're unaware of, and people's hurt feelings 

If you're wanting to flip and are on a time clock bc of hard money I would recommend leaving the property vacant because it opens you up not only to investors but owners occupants as well.One thing I was unaware of on these DSCR refinances is the pre-payment penalties.