Without going into too much detail, my current situation stems from selling a previous company via partial owner financing, only for the new owner to default on the purchase, leaving me in this position.For traditional financing, I understand I’ll need at least one, if not two, years of solid credit history, tax filings, and other financial documentation.

There are not traditional DSCR lenders that would do that.

If you need help with landlord laws, house backing strategies, or traditional MTR investing specific to New Jersey happy to help.

However, I am unfamiliar with any lenders having traditional mortgage options for anything with a VIN number such as a trailer.

It’s great that you’re pre-approved, but I’m curious why you’re leaning toward traditional lending instead of hard money, especially for a flip?

We aren't the traditional flippers who run in, throw up a lick of paint, hide the disastrous side of things and essentially trick people into buying a lemon.

This is why so many people earn large sums of money quickly (lottery, sports, entertainment, etc.) and end up broke.Take Dave Ramsey's Financial Peace University.

Traditional 30 year fixed mortgage How did you add value to the deal?

I used Roofstock to sell one of my rental properties in TX as their sales commission is lower than going through traditional sales channels. 

The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.