If you already took all of this into consideration in your math, well.

Motivated sellers and distressed properties are more likely to surface.Creative Financing: Higher interest rates are opening doors to strategies like seller financing or subject-to deals, where you can secure more favorable terms directly from sellers.Shift in Buyer Preferences: With work-from-home trends still influencing housing demand, suburban and secondary markets are seeing strong growth.

We still find buyers (and renters) that like open to a degree but want / need the office space for remote or hybrid work arrangements.When dealing with a market that does not have huge spreads on properties, one needs to define what is really important versus what is nice to have and see if the math works. 

The current owner listed last years income as $51,000, but currently has rents at (for the five separate units): $650, $750, $800, $825, $1125 (the math doesn't totally add up so maybe he changed a rent payment at some point). 

I'm a GC as well and did the math, the Heloc would save considerable interest because it would average on 33% of the balance borrowed at any one time (and thats assuming constant deal flow).  

@Kenneth Joseph Perfido It really comes down to math and future goals.

That's the math of it. 

Also listen to them if it is difficult to get financing...they're telling you that your math may be off.

I mean, I could try to just memorize the math..

Curious on whether you've found the math more favorable between purchased under an LLC with a DSCR loan vs. buying with a conventional loan under personal name and then paying transfer tax again to get property into an LLC.