BTW, I am not disputing you, just playing devil's advocate and wanting someone to challenge my thinking. 

I highly recommend you play with that tool to start getting an understanding of what things you can do to positively affect your credit! 

Quote from @George Skidis: Not an attorney and don't play one on television.

Now, in 2024, we're seeing $4,000 per month just on the main unit and $1,800 on the other unit of the duplex.Long story short, it's a long term play.

Play the long game and hold onto that equity. 

Quote from @Rereloluwa Fatunmbi: Quote from @V.G Jason: You literally jumped in the fray of an oversaturated play in a really suspect area of Houston. 

My fiance and I are in a unique situation as I play baseball professionally, and she works online and plans to live with me during my season.

Potential redevelopment or ADU play. 

To ty Coos county and Bend together brought back memories of a trip I took in the late 90s when Bandon Dunes first opened.Friend of mine in Santa Rosa has a home at Cross Water and a hanger there at the airport and of course a nice turbine twin to put in it.We departed SR for Bandon  played golf that day spent the night at  Bandon dunes  got up early  played 18 holes at Bandon again jumped into his bird flew over to Sunriver got there by 12  teed off at cross water at about 1pm and played 18 holes there.. so may one of the few 4 somes to ever play Bandon and Cross water in Sunriver on the same day  LOL..   

The borrower's financials play a big part as well.