Whether you're looking for short-term rentals, long-term rentals, or fix-and-flips, Florida has something to offer.Favorable Tax Environment: Florida boasts no state income tax, making it an attractive option for investors looking to maximize their returns.Year-Round Appeal: Unlike seasonal markets, Florida offers consistent rental demand year-round.

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

As @Jonathan Greene mentioned this is kind of a dated strategy in the new price/interest rate environment.

Going on three years of being worthwhile.Share in the comments if you love your company's environment too!

would you fund the OP at 75% in this environment?

As for vehicle vs RE, I agree this was a vehicle but the peace of mind was unrelated. 

Completing the setup will likely lead to smoother operations and peace of mind in the long run.

It is just nice peace of mind that you don't always have to be available if their is an urgent maintenance issue.

High taxes, a declining population, and an environment that is less than friendly to businesses are important factors to consider.

Everyone will tell you it’s great to get started early, or you can just move after a year, but in the current environment in our region the rent your property will generate after you move out will likely be less than your mortgage, if you are tied to the area and feel confident you want to stay in whatever property you buy for 3-5 years go for it, if you want flexibility rent and throw that money into and index fund.