Quote from @Nicholas Dillon: I read somewhere that you can request to have your mortgage insurance dropped once your Loan to Value reaches 80%.

@Cameron Moore with ProCo is my insurance agent In Texas and I believe he writes in Oklahoma also.

@Ana Escudero Property insurance renewals have been challenging the past few years, but there’s some stability with carriers heading into 2025.

They are DESPERATE to find insurance and are striking out everywhere!!

Does anyone else do it like this and who do you use for liability insurance?

One issue that I'm noticing is the range of reported insurance costs.

Liability insurance covers negligence.

Buyer's agency agreements were already required here before, our regulatory agency just went from strongly recommending them be signed right away but not really requiring them until writing a contract to 100% requiring them to be signed prior to showings.

Quote from @Carl Rowles: When you insure a SFH rental property, do you try to adjust and of the coverage amounts?

The properties in OK, which are roughly 30-40% smaller than my personal residence are only about $400-$600 cheaper than my FL insurance.