it may get worse though as folks get out and check things out.

Some of the folks that I've received inquiries from are VERY far from meeting criteria - income, credit score or both.And @Matthew Becker, I lived in Moscow in the early 90s - went to UofI for undergrad! 

I have found that going that extra mile, like the couch covers etc and making sure the person with the disability has the easiest time visiting our place.As someone with a disability (I have a degenerative neurological disorder) and use a cane, I like to make sure folks with similar issues have a good time.

Lots of folks are pulling out cash based on the appraised value for their next projects and holding for a few years to benefit from appreciation. 

.: Quote from @Don Solt: Hi folks, As the topic states I'm looking to learn everything I can about the City of Philadelphia and its real-estate market.

It tough to compete with you experiences folks!

I will go see samples but figured you folks could give a definitive thumbs down if this is just today's version of cheap linoleum.

Quote from @Bob Avery: Hey folks! 

Less than 10 minutes and they are done.Self Managed, Low Volume - these folks collect the same rent every month, have minimal expenses beyond their mortgage and find it very easy to collect the few documents they have to report it. 

I think your correct though folks have to adjust to the new normal and the interest rates they are not coming down like folks hoped for I think we are in for a run of years were rates will be more like the 2000s  6 to 7% and Owner occ in the 5s with Maybe some high 4s. but by the time folks wait for that prices will rise in the better markets.